The Central Provident Fund (CPF) is a mandatory social security savings scheme here in Singapore. It is funded by both yourself and the employer, with the aim of helping you achieve financial security and meet your retirement, housing, and healthcare needs. If you're wondering where the small monthly deduction in your paycheck goes to, this […]

The markets are constantly changing all the time, even as we speak. So, how can you tell when to jump in on the right opportunities so you don't miss out on any of them? There are plenty of promising stocks out there in the market that are always available, but the challenge lies in your […]

Investing is all about making smart, calculated moves. The key to letting your money grow is to go in not with your emotions, but rather, with a full game plan in mind. That's where diversification comes into play. What is diversification? In short, think of diversification as the saying of "don't put all of your […]

Your golden years may be far into the future, but your retirement planning should begin as early as possible. As inflation brings up the cost of everything—from healthcare to even your daily necessities—there's no saying as to how much things will cost in maybe ten to twenty years from now. Depending on the lifestyle you'd […]

According to a survey done by estate planning firm Rockwills Trustee, it was found that only 33% of 751 Singaporean respondents have drawn up their wills. Many Singaporeans delayed writing their wills, so much that at a national level, it was estimated that only 15 to 20 per cent of Singaporeans have prepared their wills. […]

Ask anyone and they'll tell you that rather than letting your money sit idly in your bank account, that you should learn how to invest instead—and they're correct! With inflation at an all time high, there's never been a better time than now for you to explore as many avenues as possible to gain income […]