Build a career that
moves as fast as you do
We recruit and develop the next generation of Financial Adviser Representatives — with the training, mentorship, and structure to back it up.
Here for financial advice? Talk to a planner
Everything you need to go far, fast
We don't just hire planners — we build them. Structured training, real mentorship from people who've done it, and earning that rewards how hard you push. If you've got the ambition, we've got the runway.
Uncapped earning
Your income tracks your effort, not a pay grade or a queue for promotion.
Mentorship that compounds
Learn directly from a director who has built and led successful advisers — not from a manual.
Trained from day one
Structured development takes you from new to confident, step by step.
Run your own book
The autonomy of building your own practice, with a whole team behind you.
Let's clear one thing up first
If you're wondering whether this is "one of those schemes" — it isn't. Here's the honest version.
What this is
- You become a MAS-licensed Wealth Solutions Consultant.
- You work in an agency unit representing HSBC Life (Singapore).
- You earn by advising clients on real insurance and investment products.
- You're backed by structured training and mentorship from day one.
What this isn't
- A pay-to-join scheme — there is no joining fee.
- An MLM or pyramid — your income is not built on recruiting a downline.
- Selling to friends and family as the business model.
- Commission-only with no training, no support, sink-or-swim.
The short version: you become a licensed professional advising clients — regulated by the Monetary Authority of Singapore under the Financial Advisers Act. Your income comes from advising, not from recruiting.
Meet the team
Phua Ken Wee
Founder & Wealth Solutions Director
From field sales → DirectorKen Wee is a leader who leads by example. Armed with his deep knowledge of the financial markets and the street smarts of field sales — he guides and inspires the next generation of Financial Adviser Representatives at KWO.
Rowena Wong
Wealth Solutions Development Manager
From outside finance → Wealth Solutions Development ManagerRowena Wong is a Wealth Solutions Development Manager at KWO. Rowena has over 17 years of experience in the financial services industry. Rowena describes herself as someone who enjoys helping her clients to live their lives with greater peace of mind. She specialised in financial planning especially in the area of estate planning.
From day one to running your own team
A real progression — the same climb Ken and Rowena have walked. No finance background to start; a clear ladder once you do.
No finance background needed
You start with zero finance experience required. We onboard you and prepare you for licensing from scratch.
Licensed & trained
Pass your MAS licensing exams and complete structured training to advise on real financial products.
Your first clients
Start advising clients with a mentor beside you — building your own book of business.
Wealth Solutions Development Manager
Grow your client base and begin developing others as you move into leadership — Rowena's seat today.
Manager & beyond
Lead and build your own team — the path Ken walked from field sales to Director.
What the start actually looks like
Find your feet
Meet your mentor, learn the business, and start preparing for your licensing exams.
Earn your licence
Sit your MAS licensing papers and complete product and compliance training.
Start advising
Shadow real client meetings, then run your own — with your mentor in your corner.
Ready to bet on yourself?
Join a team built on training, mentorship, and uncapped earning. Start with a conversation — no finance background required.
- No commitment — just a conversation
- No finance background required
- We'll reply within 1 business day
Thanks — we've got it.
We'll be in touch within 1 business day.
Know someone who'd thrive here? Send them this.
Here to plan your wealth, not build a career? Sit down with a licensed adviser who takes the time to understand where you want to go.
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